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FutureTracc Retirement Plan

FutureTracc logo with a stylized "F", Future in black and Tracc in turquoise. Below reads "Retirement Plan" and then "building your future together."





A Retirement Plan for Iowa Community College Employees

FutureTracc, which is a Community Colleges for Iowa sponsored plan and administered by TIAA,
rebranded its Plan name for clear communications and identity in 2021.

You can continue to count on the same high level of Plan administration TIAA provides today.

FutureTracc Benefits

FutureTracc was designed specifically for employees of Iowa Community Colleges, to provide an alternative plan giving them a choice for their retirement planning.

The FutureTracc mission is to provide for your financial well-being throughout your lifetime – by building your future together.

FutureTracc provides many benefits for its Plan participants – giving you options for the level of involvement and risk control best suited for you and your financial future.

Click here for a video to learn more about the FutureTracc Retirement Plan.



Immediate Vesting

You are 100% vested immediately for both employee AND employer contributions.


Be as involved as you want in managing your plan’s account and contributions, or rely on TIAA to manage your plan for you. Customize the level of risk and involvement you want.


Ability to move retirement plan contributions with you from job to job.


You are in good hands as Plan Administrator TIAA has been serving employee retirement plans since 1918.

Advisor Assistance

TIAA is at the ready to assist you with plan selection and ongoing guidance via 1-on-1 sessions with knowledgeable representatives, as well as accessible educational resources.

Designed for Iowans

An Iowa plan – designed for employees working in Iowa’s Community Colleges.



A Retirement Plan for Iowa's Community Colleges

FutureTracc, a defined contribution plan, is one of two retirement plan options offered at all 15 Iowa Community Colleges. Community College employees have the option to choose the plan that is right for them upon hiring.

FutureTracc works closely with the Community Colleges to serve the best interests of its employees.

Contact your college’s HR Department for plan selection and enrollment materials.

For questions about the plan or to schedule an appointment with a TIAA financial consultant at no additional cost to you, please call 1-800-842-2252 or visit


Plan Oversight

Captrust, CCforIowa, and TIAA logos

FutureTracc serves nearly 7,000 Plan Participants, with approximately $550 million in assets.

Community Colleges for Iowa works closely with two highly-respected financial services companies contracted to service the FutureTracc Retirement Plan.

To provide clarity on each of the entities involved with the FutureTracc Plan, below is a snapshot of the roles each entity plays in the oversight and operations of the Plan. Read more about each entity here

CC for Iowa

(Plan Sponsor)

  • Provides the Plan to Community College employees

  • Oversight of Plan Service Providers

  • Manages Plan Advisory and Investment Committees

  • Liaison with Community Colleges

  • CC for Iowa website link


(Plan Investment Advisor)

  • Fiduciary and regulatory responsibilities

  • Advises on investments through the Plan Investment Committee

  • Strategic oversight of the Plan 

  • CapTrust plan website link


(Plan Administrator)

  • Record-keeping and participant account administration

  • Outreach and advisory consulting with Community College employees

  • TIAA Iowa plan website link


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